New York Defensive Driving Course (Classroom and Online)

New York Defensive Driving Course provided by the National Safety Council
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Register now for New York DMV’s #1 approved course for Point and Insurance Reduction program!

Just $29.95!    No hidden fees.  All-inclusive price.

NEW! Identity validation using text or email, no more voice verification!

Save 10% on your car insurance for 3 years

Reduce up to 4 points off your driving record

NO FINAL EXAM! Free certificate!

Free processing with the NY DMV

Over 75 million trained by the National Safety Council, the nation’s #1 Defensive Driving organization!

Take at your own pace;  Bookmark and log in/out as needed

Watch a Video of Our Course

Preview Our Online Course

Our online defensive driving course for New York’s Point & Insurance Reduction Program (PIRP and IPIRP) is designed and written with the assistance of a select group of devoted highway traffic safety trainers and specialists.

New York Classroom Locator

Locate a New York training center near you to complete a New York Point & Insurance Reduction Program (PIRP and IPIRP)!

Points on Driver’s License and Insurance Reduction Benefits

10% Insurance Premium Reduction:

Completing the New York DMV-approved Point and Insurance Reduction Program (known as PIRP and IPIRP, the online course) provides a 10% reduction, for 3 years, of the motorist’s liability, no-fault and collision insurance premiums.

Take Defensive Driving Course-NY online defensive driving course or in the classroom and save on your insurance costs. Don’t wait until your premium expires. Take Defensive Driving Course-NY online defensive driving course now — and earn your insurance and point reductions. You’ll receive up to a 10% reduction on your motor vehicle collision and liability insurance premium each year for three years. The reduction applies to the base rate of your automobile and motorcycle insurance premiums, provided you are listed as the principal operator. Check with your insurance carrier for specific details on your total savings.

Up to a four-point reduction on your driving record:

Defensive Driving Course-NY online defensive driving course may also allow you to receive up to a four-point reduction on your driving record. The course may be taken once every 18 months for the point-reduction benefit.

How long is the course?

All online defensive driving courses approved by the New York DMV are required to be no less than 6 hours. This online defensive driving course fulfills that requirement. Our online defensive driving course is fully narrated, providing an easier user-experience than other courses that require reading through content or which charge an additional fee for narration. You may take the online defensive driving course in increments at your leisure, with a convenient built-in bookmark feature that allows you to return where you left off. Please note the course must be completed within 30 days.

How to you get your car insurance savings or driving points reduction?

  • Upon completion, NSC will mail a Certificate of Completion to the address you provided and will electronically notify the New York State (NYS) DMV
  • If you are eligible, the DMV will automatically apply the point reduction to your driving record
  • You are responsible for submitting the Certificate of Completion to your insurance company, who will automatically apply the reduction to your policy

Who should take this course?

  • New drivers just receiving their driver’s license
  • People who spend a lot of time behind the wheel
  • Violators who have incurred points on their driving record
  • Anyone who wants to lower their insurance cost

Have questions? Contact Us.

    You can also call NSC New York at (800) 962-3434.