NY State is changing its point system for drivers in 2026, making it easier for you to lose your license. The new rules assign more points for driving violations while lowering the number of points that trigger suspension!
Complete the New York DMV-Approved
National Safety Council Defensive Driving Course to reduce points and to potentially avoid suspension.
ALL NEW 10th Edition Course – Engaging, interactive, and the latest NYS Laws!
NSC New York Online Defensive Driving helps make you safer and offers state-of-the-art animations, has an adaptive curriculum and provides the most engaging, interactive experience.
Completing the New York DMV-approved Point and Insurance Reduction Program (known as PIRP and IPIRP, the online course) provides a 10% reduction, for 3 years, of the motorist’s liability, no-fault and collision insurance premiums.
Take Defensive Driving Course-NY online defensive driving course or in the classroom and save on your insurance costs. Don’t wait until your premium expires. Take Defensive Driving Course-NY online defensive driving course now — and earn your insurance and point reductions. You’ll receive up to a 10% reduction on your motor vehicle collision and liability insurance premium each year for three years. The reduction applies to the base rate of your automobile and motorcycle insurance premiums, provided you are listed as the principal operator. Check with your insurance carrier for specific details on your total savings.
Defensive Driving Course-NY online defensive driving course may also allow you to receive up to a four-point reduction on your driving record. The course may be taken once every 18 months for the point-reduction benefit.
NEW! Identity validation using text or email; no more voice verification!
NEW! Complete your class on a tablet, smartphone, or computer
Save 10% on your car insurance for 3 years
Reduce up to 4 points off your driving record
NO FINAL EXAM! Free Certificate!
Free processing with the NY DMV
Over 75 million trained by the National Safety Council, the nation’s #1 Defensive Driving organization!
Take at your own pace; Bookmark and log in/out as needed
Coupon Code
No coupon code? No problem! Enter NY$5OFF for discount!
If you’d prefer to complete the course in a classroom setting, enter your ZIP code below to find a classroom course near you.
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